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residential loans
  You can trust us to help make your dream home a reality ”the honest way". Upfront terms on purchase, refinance or home improvement loans, with rates you can afford.
 
Residential - Investors and Owner Occupied
Purchase 1-4 Units up to 90% LTV
Purchase Owner occupied up to 100% LTV
Interest Only Loan
3.5.7 or 10 year fixed converting to variable for balance of 30 years
40,30 and 15 year fixed fully amortized
Pick your term 27 years, 22 years, 25 years.  You decide what fits your needs
No Payment Penalty
Cash out refinance with No Seasoning on Current Loan using Current Appraised Value
Stated Income and No Ratio Loans
Close in 30 days or less
Credit issues okay
Equity Lines of Credit with the option to Fix a portion of the balance while the remainder is variable with an interest only payment Draw for 10 years and a 20 year payback
Competitive Rates and Fees

Contact Carol Karras Obenauf, Broker 
  (559) 449-9036     fax  (559) 449-9037